The Willoughby Investment Pool is a standalone balanced portfolio without the common restrictions generally found with conventional mutual funds and/or wrap accounts. The pool has the flexibility to employ a broad range of strategies with limited sector, security type, or geographic restrictions. A few examples include the pool’s option to hold growth and/or companies that are undervalued, different classes of ETFs, government bonds to high yield fixed income securities, securities of mature and emerging economies, and the portfolio has the ability to move entirely to cash if it sees fit.
WIP has a balanced mandate, made up of approximately 80% equities and 20% fixed income. The equity portion has been designed to generate growth through its holdings of blue-chip, large-cap North American equities and specialty holdings managed by specialist investment managers. The fixed income portion is invested in Canadian bonds and preferred shares to generate a more predictable return and reduce portfolio volatility and risk.
Given the portfolio’s discretionary management approach, investors benefit from the agility necessary to take advantage of time-sensitive opportunities particularly relevant in the current market environment. The portfolio uses a disciplined predetermined buy/sell approach in order to reduce risk and capture upside. This is based on fundamental criteria such as a minimum company size requirement, a company’s ten-year Earnings Per Share growth, a minimum return on equity and a minimum corporate profit margin to name a few. As general market direction has historically played a big part in results, the portfolio takes into account the trends of movement in security prices.
Minimum investment amounts may be applicable with the Willoughby Investment Pool.